IOB RTGS & NEFT Form, Indian Overseas Bank RTGS/NEFT Form PDF 2024 Download

Overseas Indian Bank NEFT & RTGS IOB(Indian Overseas Bank) The National Electronic Funds Transfer (RTGS & NEFT) services are just one of the several fund transfer methods offered by Indian Overseas Bank (IOB). Sending money between bank accounts is simple, hassle-free, and dependable when using RTGS and NEFT.


The Reserve Bank of India controls this through the use of a wire transfer system and it is carried out electronically (RBI). All IOB customers have access to RTGS and NEFT services via internet banking or mobile banking.


The beneficiary account information, including name, IFSC code, and bank branch information, must be available in order to complete an RTGS or NEFT transaction.

How to Transfer Money from an Indian Overseas Bank to Any Bank Using RTGS & NEFT

  • Visit the IOB website and use the corresponding username and password to access the online banking interface.
  • Choose “Remittances”
  • Choose “Fund Transfer,” then “Other Bank- RTGS & NEFT,” and then “Proceed” to continue.
  • Type in the information requested in the “Pay from,” “Transfer money to,” “sender information,” and “amount” fields. After entering the aforementioned information, click the “Proceed” button.
  • Enter the “Transfer Pin” and choose “Transfer Money”
  • Fill out the OPT, and the transaction will then be processed.

The Indian Overseas Bank’s Beneficiary Registration Process

  • Sign in to the IOB website.
  • Indicate your username and password.
  • Choose “Add Payee” from the “Remittances” option on the menu.
  • Next select “Other Bank Account.”
  • Enter the beneficiary’s information, including name, address, account type, account number, and IFSC code. Once the information is filled out, select “Confirm.”
  • After entering OPT, press “Approve Payee.” A 24-hour timeframe will be given for the payee to become active.

How to Use Indian Overseas Bank to Pay Credit Card Bills NEFT & RTGS

  • Sign in to the IOB website.
  • Create a beneficiary on the credit card.
  • Choose RTGS & NEFT from the transfer money section.
  • Complete the fields below.
  • Download the Indian Overseas Bank RTGS Form in PDF format Here.
  • Download the IOB NEFT Form in PDF format Here.

More Information at Webpage of official interest:

Indian Overseas Bank  RTGS & NEFT Fees and Charges

Transaction amountTransaction fee
Up to Rs.5,000Rs.25
Above Rs.5,000 to Rs.10,000Rs.60
Above Rs.10,000 to Rs.1 lakhRs.5 per Rs.1000
Above Rs.2 lakhRs.4.5 per Rs.1000