How to Block IOB ATM Card, IOB ATM Block, Block my IOB ATM Card by SMS, IOB ATM Block Toll Free Number,

How Can I Block My IOB ATM Card? If you’ve misplaced your ATM or debit card, the first thing you should do is block it. The blocking of the card is critical since it ensures that the card will not be used for any transactions. It is not difficult to block the card if it has been misplaced or stolen.

IOB ATM Block

I’ve discussed how to ban the card as soon as possible in order to preserve your IOB Indian Overseas Bank account balance secure. There are several options you may use to block your missing debit card. I have shown how to ban the ATM cards of all major IOB Indian Overseas Banks functioning in India.

IOB ATM Block Toll Free Number

What are the Several Ways to Disable an ATM Card? There are several techniques for blocking the lost card, which are listed below.

How to Block IOB ATM Card, IOB ATM Block, Block my IOB ATM Card by SMS, IOB ATM Block Toll Free Number,

Using Online IOB Indian Overseas Bank: Go to your IOB Indian Overseas Bank’s official website and sign in to your internet IOB Indian Overseas Bank account. Look for “ATM Card Services” when you sign in. To block the card, select the lost card and click the “Block” option.

Using Mobile IOB Indian Overseas Bank: Download and install your IOB Indian Overseas Bank’s official mobile IOB Indian Overseas Bank app. Login in to the app and search for “ATM Card Services.” All ATM Cards associated with your IOB Indian Overseas Bank account will be displayed on the screen. Choose the ATM card you want to prohibit and press the “Block” button.

Via SMS: Each IOB Indian Overseas Bank has unique SMS IOB Indian Overseas Bank keywords. Find the keyword for your IOB Indian Overseas Bank. To disable the lost card, send an SMS from your registered cell number. You may locate the SMS IOB Indian Overseas Bank keywords of your IOB Indian Overseas Bank on its official website.

Calling Customer Service: Locate the customer service number for your IOB Indian Overseas Bank. To ban the lost card, call customer service and select the IVR option. If you call from your registered mobile number, you will be able to disable the card using the IVR option. If you cannot access your registered mobile number. Next connect your call to a customer care support professional and accept their assistance.

By going to an IOB Indian Overseas Bank branch: Locate the nearest IOB Indian Overseas Bank branch and pay them a visit. Talk with IOB Indian Overseas Bank officials and inform them that you have misplaced your ATM card and need to get it blocked. Employees will assist you in blocking the missing card.

What Happens If Your Card Is Blocked?

When you request that the IOB Indian Overseas Bank disable your card, the IOB Indian Overseas Bank invalidates your card. This indicates that the card cannot be used to make any transactions.

Your card can no longer be used to withdraw cash from ATMs, make online payments, or make offline POS purchases.

And if you have subscribed to any of the services that charge you a monthly fee on your ATM or Debit Card. Even those payments would fail since your IOB Indian Overseas Bank has rendered your card useless.

Are there several types of blocking?

Actually, there are two sorts of card blocking: temporary card blocking and permanent card blocking. When you visit our IOB Indian Overseas Bank to ban the card, you will be given these two alternatives, which are entirely up to you.

Almost all IOB Indian Overseas Banks now provide this option, while some public sector IOB Indian Overseas Banks and a few private sector IOB Indian Overseas Banks do not. In such circumstances, your card will be permanently banned.

What is the Permanent Card Blocking?

If you select this option, your ATM card will be permanently disabled. This implies that even if you subsequently locate the card, you will be unable to reactivate or unblock it. The only alternative left to you is to destroy the lost card and seek a new one from your IOB Indian Overseas Bank.

Assume you have misplaced your ATM card someplace. When you realise you don’t have your card, you can choose to permanently ban it. Yet, you eventually discover it to be at your workplace. Even if you get it back, you can’t reactivate it and keep using it.

What is Temporary Card Blocking?

If you opt to temporarily block your card, you will be able to respond or unblock the card later. You will be able to use online IOB Indian Overseas Bank and mobile IOB Indian Overseas Bank to ban and unblock your card.

Assume you have left your card at your friend’s house. And you opted to temporarily disable it. When your buddy returns the card to you, you can unblock it and continue using it as before.

Would IOB Indian Overseas Bank charge me a fee to block my card?

No, your IOB Indian Overseas Bank will not charge you anything if you request that your lost or stolen card be blocked. This will be done at no cost. But, you must pay the yearly maintenance charges to your IOB Indian Overseas Bank for the use of the card for the whole year.

Is the IOB Indian Overseas Bank going to charge me for a replacement card?

Indeed, the IOB Indian Overseas Bank would charge you for the replacement card in specific situations. This is determined by the policies of your IOB Indian Overseas Bank and the sort of account you have with them.

When you contact your IOB Indian Overseas Bank to ban the card, you can enquire about the replacement fees.

I have a State IOB Indian Overseas Bank of India account, and they charge for the new card. They do not charge me for the new card since I have a secondary IOB Indian Overseas Bank account with IDFC FIRST IOB Indian Overseas Bank.

What Happens If a Stolen Card Isn’t Blocked?

By failing to disable your missing card, you endanger your IOB Indian Overseas Bank account. If someone finds your card and uses it someplace, you will be the one who loses the money.
You may be wondering what the individual can accomplish without knowing the ATM PIN Number.

Nevertheless, don’t worry, the card may also be used without the PIN code. If you have enabled contactless payments on your card.

Then the individual only needs to make the purchase and touch your card on the POS terminal. If something like this happens, you will lose your money.

You can lose money in other ways as well. Another option is to use overseas shopping sites and payment gateways.

When you make a payment on any overseas shopping site, you may not receive an OTP from your IOB Indian Overseas Bank. In such circumstances, all that is required is your card number, name, expiration date, and CVV.

As a result, it is strongly advised that you block your card as soon as possible. In fact, you should block it as soon as you discover your card has been lost or stolen.

Ways to Stop a Missing Indian IOB Indian Overseas Bank ATM Card or Debit Card

The procedures to disable the ATM card of all major Indian IOB Indian Overseas Banks are detailed below. Just choose your IOB Indian Overseas Bank from the list below and follow the steps to effectively ban your lost card.